Savings, bills and subscriptions
Savings Tracker / Sinking Funds
Savings tracker spreadsheet for sinking funds: save ahead for the big costs you know are coming, like car repairs, Christmas, insurance and vacations, and see for every fund what is saved, what is still needed, how much to put away each month and whether you are on track.
C$9CAD
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- Instant download, nothing shipped
- Excel 2016+ and Google Sheets
- Filled-in sample file included
- Damaged or not as described? Fixed or refunded within 60 days
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What it does
- Up to 20 sinking funds, each with a target amount, a target date, a start date and any money already set aside
- One list for deposits and withdrawals: date, fund from a drop-down, deposit or withdrawal, and the amount
- For every fund: saved now, still needed, share funded, months left, per month needed to reach the target on time, and a progress bar
- Status for every fund: on track, behind, funded or past due, measured against a straight-line plan from the start date to the target date
- Dashboard: total target, saved now, still needed, the total to put away each month, how many funds are on track or behind, and a chart of saved vs target
- Monthly tab: what went into each fund in each month of the year
- As of date: leave it empty to use today's date, or pick a date to see your funds as they stood then. Any year, any currency, room for 2,000 transactions
What you get
- XLSXSinking-Funds-Tracker.xlsx (blank, ready for your own funds)
- XLSXSinking-Funds-Tracker-with-Sample-Data.xlsx (a filled-in example: 12 funds, January to September)
- PDFQuick-start guide (PDF)
Good for
Anyone who saves ahead in separate pots and wants to know exactly how much each one needs per month, without doing the maths by hand.
Please note
A personal savings tool, not financial advice. For your own personal use; please don't resell or share the files.
Disclaimer
This template is a planning tool and does not replace advice from a qualified or licensed professional (such as an accountant, financial advisor or lawyer). Check the results before you rely on them.
How it was made
Designed by VARS Digital with AI-assisted tools. Every formula is checked before release, and the sample file shows each tab working.
Questions
Email varsdigitals@gmail.com and we'll help you get set up.
