

Business plans and projections
Business Plan Template + Financial Projections
Business plan template in Word, already laid out in the traditional format that banks, lenders and investors expect, with a short writer's note in every section that tells you what to write and what a reader looks for. Fill in the [brackets], delete the notes, and you have a complete plan. Includes a startup financial projections workbook that works out the numbers for your financial plan.
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- Instant download, nothing shipped
- Excel 2016+ and Google Sheets
- Filled-in sample file included
- Damaged or not as described? Fixed or refunded within 60 days
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Finished example plan
- A complete 15-page plan for a made-up bakery, so you can see what each section should say before you write yours
- Its numbers match the workbook's sample file, so you can follow how the workbook results flow into the plan
The financial projections workbook
- Enter your startup costs, funding (your own money and one loan) and a few plain assumptions
- Get year 1 month by month, years 1 to 3, the monthly loan payment, your break-even month and the lowest cash point in year 1
- A Summary tab with the numbers to copy into the plan's financial tables, plus two charts
- A filled-in example for a made-up bakery shows how every tab works
What you get
- DOCXBusiness-Plan-Template.docx (editable, 16 pages, automatic contents page)
- PDFExample-Business-Plan.pdf (a finished 15-page plan for a made-up bakery)
- XLSXStartup-Financial-Projections.xlsx (blank, ready for your numbers)
- XLSXStartup-Financial-Projections-with-Sample-Data.xlsx (filled-in example)
- PDFQuick-start guide for the workbook (PDF)
Good for
Anyone starting or growing a small business who needs a written plan for a bank loan, an investor, a grant or business program application, or their own planning, without starting from a blank page.
Please note
- A writing guide and planning tool, not legal, tax or financial advice. Projections are estimates from your own assumptions; have an accountant review your numbers before you rely on them or show them to a lender
- Every lender and program has its own requirements: check what yours asks for
- For your own use; please don't resell or share the files
Disclaimer
This template is a planning tool and does not replace advice from a qualified or licensed professional (such as an accountant, financial advisor, lawyer or certified tradesperson). Check the results before you rely on them.
How it was made
Designed by VARS Digital with AI-assisted tools. Every page is checked before release.
Questions
Email varsdigitals@gmail.com and we'll help you get set up.









